Summary

  • The Maldives offers budget-friendly hidden islands that provide an authentic Maldivian experience without the high price tags of luxury resorts.
  • Islands like Rasdhoo and Mathiveri offer stunning beaches, vibrant marine life, and affordable accommodations for travelers on a budget.
  • Fuvahmulah and Omadhoo provide opportunities for underwater adventures and a taste of Maldivian culture at a lower cost compared to popular tourist destinations.

The Maldives is among the world's top vacation destinations for travelers seeking the very best that tropical island life has in store. With powdery white sands, shimmering turquoise waters, and lush palm trees that sway in the warm, gentle breeze, the best islands in the Maldives embody everything that sun-seekers and beach bums desire from a paradise escapade. And it's not just about rest and relaxation either - the Maldives hosts unrivaled snorkeling, scuba diving, and fishing opportunities thanks to its rich abundance of diverse marine life that calls this Indian Ocean heaven home.

Of course, such a perfect paradise can rightfully demand a pretty penny - the Maldives isn't known for being the most affordable escape. However, sieve through the sea of five-star luxury resorts and private islands that are exclusive playgrounds to the elite, and you'll find no shortage of hidden islands peppered across this unbelievably stunning stretch of sun, sand, and sea. From local islands oozing authentic Maldivian charm, to resort retreats that don't cost an arm and a leg, these islands are the budget-friendly yet utterly perfect Maldives treasures that all the glossy magazines and Instagram Influencers don't tell you about.

UPDATE: 2023/09/21 03:24 EST BY REENA JAIN

Even More Beautiful Islands In The Maldives For Travelers On A Budget

This list has been expanded to include two more of the cheapest islands in the Maldives, including Rasdhoo and Mathiveri. Both of these islands offer a number of amazing experiences without burning a hole in travelers' pockets. Also, all the accommodations recommended in the article were chosen based on a variety of factors, such as amenities offered, location, and nightly price. We also considered Kayak ratings while selecting the accommodations.

19 Rasdhoo

Rasdhoo, Maldives

Photo by Maahid Photos on Unsplash
Stunning Rasdhoo Island, Maldives

Rashdoo Island, a tiny island north of Malé, is another fantastic location in the Maldives for a budget holiday. It serves as the North Ari Atoll's administrative hub and houses all the essential amenities, including grocery and hardware stores and a couple of souvenir shops that sell local handicrafts and gift items. It is a favorite location for divers because of the amazing marine life that surrounds it. There is a little, incredibly lovely, clean beach, as well as a lovely house reef where one can view sharks, stingrays, and enormous schools of fish. In Rasdhoo, there are eight diving schools, making it possible for visitors to take advantage of the activity at an affordable cost.

18 Mathiveri, Alif Alif Atoll

Chaandhanee Magu, Mathiveri, Maldives
Photo by Naail Hussain on Unsplash
An aerial view of the coastline near Chaandhanee Magu, Mathiveri, Maldives

Mathiveri, a very small inhabited island in the western Maldives, is one of the best islands in the Maldives for tourists looking for a cost-effective Maldivian experience. With three stunning beaches (Stingray Beach, Local Beach, and Bikni Beach), a gorgeous reef, and a variety of thrilling water sports, including diving, wakeboarding, snorkeling, and dolphin and manta ray watching, it is a paradise for adventure seekers. The island has several budget hotels and guesthouses, allowing visitors to experience the local way of life. A small sandbank is close to Mathiveri Island, which is a popular day trip location offering a secluded, gorgeous site for picnics, swimming, unwinding, and even weddings.

17 Fuvahmulah, Gnaviyani Atoll

Fuvahmulah Is The Most Beautiful Island In The Maldives
Via: Unsplash
Fuvahmulah Is The Most Beautiful Island In The Maldives 

Fuvahmulah in the deep south is a stunning local island - meaning visitors should respect Maldivian Islamic traditions by dressing modestly outside of the "bikini beaches," which are specifically designated areas for tourists. About 45 minutes by plane from the capital's airport in Male, it's relatively underdeveloped as a tourist destination, and accommodation is limited (but low cost). However, don't let that put you off, for this idyllic gem is paramount for experiencing the authentic Maldivian way of life that the protected bubbles of fancy five-star resorts and tourist hotspots cannot offer.

Nicknamed the "Galapagos of the Maldives," Fuvahmulah is famed for its jaw-dropping abundance of diverse marine species. Snorkeling and scuba diving here is representative of some of the nation's best (along with its neighboring Addu Island), with divers regularly enjoying encounters with tiger sharks, thresher sharks, oceanic manta rays, and whale sharks. Add the fact that accommodation and diving are very inexpensive compared to the rest of the Maldives, and this is the place to be for budget travelers seeking real Maldivian culture combined with incredible underwater action.

16 Maafushi, South Male Atoll

Making Amazing Memories In Maafushi
Via: Unsplash
Making Amazing Memories In Maafushi 

White beaches and turquoise waters combine with a superb range of budget-friendly attractions, activities, and accommodations on Maafushi Island - which is conveniently close to Male airport and accessible by ferry, speedboat, or plane. The island is home to a sea of low-cost hotels and boasts the largest number of guesthouses in the Maldives.

Plus, kaleidoscopic reefs, outstanding diving, and memorable excursions, as well as a list of budget-friendly (and excellent!) restaurants, all at an attractive price, make this one of the nation's top spots for experiencing all that the Maldives has to offer without paying a fortune.

  • Recommended Tour: Maafushi: Ship wreck & Nurse shark snorkeling with Dolphin watching
  • Duration: 6 hours and 30 minutes
  • Cost: From $100 USD per adult

Book this tour

15 Dhiffushi, Kaafu Atoll

Dhiffushi's Snorkling Is Divine
Via: Unsplash
Dhiffushi's Snorkling Is Divine

Despite being small, the island of Dhiffushi is growing in popularity amongst the tourist population, but it still remains irresistibly budget-friendly. It's a tranquil island full of friendly Maldivians, where guests can enjoy the same resort life for which many pay a pretty penny. Dhiffushi boasts two bikini beaches for tourists to let their hair down and don swimwear without worry; one being the pristine and clean stretch of powdery sand at Rashu Hiya Resort, and the other, the southwest side of the island's quiet shore that sometimes feels abandoned though peaceful. Visitors can also find shops on the island, as well as two lovely cafés serving up local cuisine at affordable prices.

  • Recommended Tour: Sunset Cruise and Night Fishing in Dhiffushi
  • Duration: 2 hours and 30 minutes
  • Cost: From $87 USD per adult

Book this tour

Related: 25 Reasons To Visit The Maldives (Other Than For The Insane Water)

14 Hanimaadhoo, Haa Dhaalu Atoll

Diving in Hanimaadhoo Is A Must
Via: Unsplash
Diving in Hanimaadhoo Is A Must

Hanimaadhoo, situated in the Maldives' pristine northern stretches, is around 45 minutes by air from the capital's airport. Postcard-perfect beaches, azure lagoons, and lush tropical greenery abound on this untouched island, where travelers can indulge in water adventures like scuba diving and big game fishing, in addition to nature excursions and yoga classes, all within budget. Accommodation here is equally as tempting, spoiling guests with irresistible Maldivian charm blended with modern comforts that don't break the bank.

13 Dharavandhoo, Baa Atoll

Dharavandhoo Is A Honeymooners Dream
Via: Unsplash
Dharavandhoo Is A Honeymooners Dream

Dharavandhoo, tucked away in Baa Atoll, is very much off the beaten track yet easily accessed from Male airport. This picture-perfect island offers an affordable Maldives beach retreat to families and loved-up couples without sucking their pockets dry.

It's a favorite amongst honeymooners in particular and offers world-class snorkeling and diving on colorful reefs, along with fairly reliable manta rays and whale shark encounters given the right season.

Located within the heart of the Maldives' only UNESCO marine biosphere reserve, the island is an ideal wallet-friendly base for those who want to witness the globally famed congregation of manta rays at Hanifaru Bay. There are many accommodation options to choose from here.

Related: Things To Do In The Maldives (That Aren’t Swimming With The Mantas)

12 Ukulhas, North Ari Atoll

Ukulhas Is An Eco-Friendly Haven
Unsplash
Ukulhas is an eco-friendly haven

Dotted with charming fishing communities, Ukulhas Island on the far edge of North Ari Atoll features a wide range of economy hotels and guest houses and rewards visitors with warm Maldivian hospitality and authentic local island culture.

This picture paradise is always placed high on the nation's most eco-friendly islands, with its eco-conscious initiatives and untouched environment. And, with its soft sandy beaches, swaying palms, and blue water that hosts rich marine biodiversity, Ukulhas affords environmentally aware, budget-seeking visitors the perfect tropical holiday experience for which the Maldives has become so desired around the world.

11 Omadhoo, North Ari Atoll

Omadhoo Is A Nomad On A Budget's Dream
Via: Unsplash
Omadhoo Is A Nomad On A Budget's Dream

Nestled in Ari Atoll's heart, Omadhoo is a charming fishing village where couples and families can kick back and enjoy an authentic, quiet and relaxed island vibe full of local culture. You won't see trussed-up fancy frills like on five-star resort islands, for this is the island to get lost in the real way of life in the Maldives.

Genuine hospitality and local tradition combine with beautiful house reef snorkeling and diving here, where sharks, turtles, and a wealth of diverse species teem on stunning reefs. There's also a "bikini beach" on the southwest side of the island where travelers can don more revealing swimwear without clashing with the local population's conservative values.

Accommodation isn't abundant, but there are enough guest houses to serve the small number of visitors that come to enjoy a superb yet affordable getaway. Plus, their restaurants with their home-from-home feel all have glowing reviews.

Related: The Food In The Maldives Is Just One More Reason To Add This Paradise To Your Travel List

10 Dhigurah, South Ari Atoll

Dhigurah Is A Whale Watcher's Wonderland
Via: Unsplash
Dhigurah Is A Whale Watcher's Wonderland

South Ari Atoll's stunning Dhigurah Island is a large and long inhabited island enticingly close to where visitors can snorkel with the atoll's congregation of whale sharks, who come to feed in the plankton-rich waters. Local dive operators offer whale shark snorkeling trips, which are a must for anyone on the island raving a once-in-a-lifetime experience that's right out of a David Attenborough-narrated documentary.

The island itself boasts a few hotels and B&Bs and a small village with grocery and souvenir shops - both handy for guests who're avoiding the pricier trinkets and food at resorts. The island's south end also features a photogenic sandbank, which is the reward after walking or biking through the jungle to get there.

9 Thinadhoo, Vaavu Atoll

Explore The Reefs Of Thinadhoo
Via: Unsplash
Explore The Reefs Of Thinadhoo

Families and honeymoon couples often hold Thinadhoo high on their must-return-to list of Maldivian islands. Diving and snorkeling here are mind-blowing, with dazzling, healthy house reefs playing host to colorful marine species just off the white sandy beaches. The island also offers epic deep-sea fishing excursions for those seeking more adventures out at sea.

Overall, guests will not be disappointed by this paradise island and its laid-back charm, diverse in-water, and on-land activities, and welcoming aura that entices so many repeat visitors who love to indulge in the perfect Maldives retreat without a hefty price tag. There are many accommodations to book on this island.

Related: This Is Why The Maldives Is Still, To This Day, A Dream Destination For Many

8 Thulusdhoo, North Male Atoll

Surfing In Thulusdhoo Is The Best
Via: Unsplash
Surfing In Thulusdhoo Is The Best

Thulusdhoo is a short 30-minute speedboat ride from Male and promises an exceptional vacation for those who expect all that the Maldives is world-renowned for - but at a fraction of the cost. Crystal clear ocean, powder-soft white sands, luscious palm trees, and outstanding scuba diving and snorkeling all beckon beach bums and nature lovers, but Thulusdhoo has something extra to grab your attention - it's a surfer's dream. The island's surf season runs from March to October, with June through August offering up the best and most reliable waves. The island is home to various hotels that one can book.

7 Kelaa, Haa Alifu Atoll

Kelaa Is A Killer Maldivian Beach Destination
Via: Unsplash
Kelaa Is A Killer Maldivian Beach Destination

Kelaa is another ideal choice for those seeking authentic Maldivian hospitality and a slow-paced lifestyle without splashing the cash. The island is home to a small handful of affordable guesthouses, but what it lacks in accommodation, it makes up for with its dreamy beaches, turquoise lagoons, and overflowing reefs bustling with rainbow-hued corals and fish.

Ideal for couples and families alike, Kelaa delivers a true barefoot Maldives experience, not solely because of its idyllic features and adventures but because of its hospitable, warm, and kind local people who welcome guests with open arms to enjoy their perfect piece of paradise.

Related: The Maldives Is The Lowest Country On The Planet, And Other Things To Know Before You Visit

6 Thoddoo, North Ari Atoll

Thoddoo Is An Island Hopper's Homebase
Via: Unsplash
Thoddoo Is An Island Hopper's Homebase

Thoddoo boasts a couple of dozen guest houses and hotels, all suitable for budget travelers. If the impossibly perfect beaches and azure waters teeming with vibrant and diverse marine life here aren't enough to lure you in, then surely the low-cost snorkeling and diving trips, along with affordable island-hopping tours and water sports activities, will do the trick.

The island also features gorgeous sandbanks, which are perfect posing places for your paradise picture reel on Instagram. Beach-goers will also be glad to know that there's a stunning "bikini beach" too, where tourists can work on their tan in skimpy swimwear. It's possible to find a handful of hotels to book on the island.

5 Feridhoo, North Ari Atoll

Feridhoo Offers Snorkelers Salvation
Via: Unsplash
Feridhoo Offers Snorkelers Salvation

Feridhoo is becoming famed for being one of the top Maldives islands for snorkeling that's easy on the wallet. The scuba diving here is just as noteworthy, with a number of unbelievable dive sites within a short boat ride from the shore. Overall, Feridhoo is a blissful local island with sugar-soft white sands and lush tropical greenery, offering a true local Maldivian feel and a wealth of idyllic activities in water and on land ranging from thrilling to relaxing - all at an unbeatable price tag. Visitors to the island will enjoy choosing from various accommodation options to book.

Often highly spoken of by both families and solo travelers, this island is also the place to be for intrepid vacationers in search of beach-lazing, water sports, snorkeling and diving, peaceful picnicking, island hopping, and manta ray and dolphin spotting boat tours. What's more, a fascinating fact about Feridhoo is that it is the origin of the cultural Maldivian dance - the Bodu Beru - and visitors can enjoy fun performances of this historical and cultural dance by locals in the evenings.

4 Bodufolhudhoo, North Ari Atoll

Children at the beach
Photo by Asad Photo Maldives: Via Pexels
Fun activities on the beach

Bodufolhudhoo is a budget backpacker's dream in the Maldives. Bodufolhudhoo is known to have one of the top home reefs in all of the Maldives, making the island perfect for snorkelers. A local PADI-certified scuba school is a great place for those who long to take a deep dive into the waters and wildlife that surround Bodufolhudhoo. Deep sea fishing, barbecues on the beach, and whale watching are activities that are available and accessible for all. This teensy island is a calm glimpse into local Maldivian life, and travelers will be absolutely taken by its small-town charms.

Tourism is relatively new on Bodufolhudhoo, and while there is a bikini beach, it is recommended to dress conservatively when out and about among the residents as a sign of respect. There aren't too many accommodations on the island, but that just adds to the "hidden secret" nature of this slice of paradise.

3 Naifaru, Lhaviyani Atoll

Kuredu And Its Incomparable Beauty
Via: Unsplash
Kuredu And Its Incomparable Beauty

A kaleidoscope of color emanates from the awe-inspiring reef surrounding the stunning island of Naifaru. Travelers will have a real Maldivian experience on the island that is famous for its historical boat-building industry. Dhoni are the traditional boats made by local fishermen. Naifaru is also home to the family-friendly Atoll Marine Center, where turtles are rescued and rehabilitated. There are also wonderful hotels and guesthouses on the island that fit any budget.

A sunset cruise through the surrounding islands in the Lhaviyani Atoll is a must-do experience. The resort island of Kuredu (pictured above) is nearby, and travelers can visit for a bit of world-class snorkeling before heading back to Naifaru for local specialties on the beach.

2 Guraidhoo, Gnaviyani Atoll

Paddling Perfection In Guraidhoo
Via: Unsplash
Paddling Perfection In Guraidhoo

Guraidhoo is a slice of Heaven that is super easy to access from Malé, the capital city of the Maldives. A 35-40 minute speed boat ride will have travelers there in no time. Swimming, snorkeling, and diving are all easily accessible from one of the many accommodations on the island that has a fascinating history. Many centuries ago, Guraidhoo was a prime destination for sultans who needed a little r&r. Now travelers can rest and relax like royalty on the same white sand beaches.

Visitors to Guraidhoo must experience a dip with turtles at Turtle Point and hang with marvelous Manta Rays at Manta Point (it's easy to keep track of which ones which). Those seeking a romantic getaway can plan a picnic on one of the neighboring uninhabited islands before a sunset stroll. Guraidhoo also has great surfing. The most popular breaks are Foxy's, Riptides, and Kates. Travelers who want to take lessons or hitch a ride to offshore spots should contact Guraidhoo Surf Camp.

1 Fulidhoo, Vaavu Atoll

Fulidhoo Has Something Fun For Everyone
Via: Unsplash
Fulidhoo Has Something Fun For Everyone

Fulidhoo is the perfect pick for travelers looking for the best island in the Maldives for budget backpackers. From gorgeous places to stay that don't break the bank to a vibrant local culture that makes travelers feel right at home, there is no need to look further than Fulidhoo. "Langiri" events are amazing and feature traditional dancing to drums and tambourines for travelers who double as culture vultures. For the beach babes, Fulidhoo has two beautiful white sand beaches that are bikini-friendly.

Fulidhoo has something for everyone and is a true representation of Maldivian culture, scenery, and hospitality. The island lacks nothing; there's even a family of stingrays that greet visitors who arrive by boat in Fulidhoo Lagoon. Travelers will fall in love with this piece of paradise and will never want to leave.