Summary

• Consider towns like Burlington, VT, Sleepy Hollow, NY, and Surprise, AZ for a peaceful, affordable, and active retirement.
• Charming towns like Dillsboro, NC, St. Augustine, FL, and Beaufort, SC offer history, nature, and community for retirees.
• Locations like Savannah, GA, Sandpoint, ID, and Coeur d'Alene, ID provide culture, scenery, affordability, and outdoor activities.

As people near retirement, they often contemplate their options for the next phase of their lives, with some older people opting to retire in a country rated high on the retirement index, such as Panama. While there are plenty of great countries to retire in, some even offering retirement visas, many seniors prefer the United States, particularly the many safe and small American towns with the lowest crime rates that are perfect for retirement.

Retiring in a town can offer various benefits, including a slower pace of life, economical living conditions, a strong sense of society, and access to stunning natural settings. For seniors, small towns in the US can provide a peaceful and comfortable lifestyle, with a wide range of recreational and cultural activities available.

In terms of cost, safety, available medical options, facility accessibility, and quality of life, this article will focus on the top towns to retire to in the US. Whether retirees seek a seaside paradise, an attractive mountain town, or a vibrant community with a strong history, these charming US towns have their golden years covered.

UPDATE: 2024/04/18 19:00 EST BY REENA JAIN

Even More Of The Best Towns To Retire To In The U.S.

Fortunately, seniors seeking a serene destination to spend their golden years will find many charming towns in the United States that provide comfortable living, excellent medical care, and vibrant cultural activities. This list has been updated with the most recent information on the towns on the list and expanded to include one more town to retire in the US.

17 Burlington, Vermont

A vibrant cultural scene that provides ample opportunities for entertainment and enrichment

Burlington, nestled on Lake Champlain's eastern shoreline, is another great place to retire in the USA. With a small-town charm, a rich history, and a wonderful arts and culture scene, there is plenty to do and experience in Burlington, a very charming Vermont destination. Also, for adventure lovers, there are plenty of opportunities, such as hiking, biking, cruising, fishing, and skiing (in the winter), making it a perfect option for seniors seeking active retirement.

Plus, Burlington has an active senior community where retirees can mingle and network with other elderly people. With a population of just over 44,000, a laid-back vibe, and a serene ambiance, it’s an escape from the hustle of big cities.

16 Sleepy Hollow, New York

With scenery as magical as its name, Sleepy Hollow is the perfect place to retire

One of Upstate New York's most beautiful and charming little towns to retire in is Sleepy Hollow. This quaint community is also more famously known as the setting of Washington Irving’s “The Legend of Sleepy Hollow.” Besides that acclaim, Sleepy Hollow has long been a popular spot around the holidays, with residents setting up major Halloween and Christmas displays for everyone to enjoy.

Retiring here is a breeze, with the estates lining the road, museums, gardens, shops, and food for every type of person. Many people head Upstate after living and working in New York City in their younger years, so Sleepy Hollow could be a great next chapter. Crime is also incredibly low here, with 1 in 10,000 people falling victim to violent criminal behavior. It's about as safe and quiet as you can get.

15 Surprise, Arizona

Sun, fun, and affordable housing make Surprise a must for retirees

The next place to hang up one's briefcase in the US is Surprise, Arizona. This is a retirement-friendly and family-friendly city outside of Phoenix, boasting new communities, great roads, food, and entertainment galore. What makes this sunny city stand out is its pretty competitive housing market, with the average sale being close to $413,400.

Compared to Scottsdale or Phoenix, Surprise has less going on every day, meaning lower living costs across the spectrum. It also neighbors` to the iconic retirement village of Sun City, which means those in Surprise can easily go meet friends.

Surprise is also up and coming in many ways, with new shops, restaurants, and homes popping up left and right. There is low crime, low city taxes, and a noise ordinance every retiree will adore. You can't go wrong moving to sunshine-filled Surprise, AZ.

14 Dillsboro, North Carolina

If retirees want to be close to the Great Smokies, Dillsboro is a winner

This small U.S. town is close to Great Smoky Mountains National Park's southern entrance on the banks of the Tuckasegee River. Dillsboro, which has less than 300 people living there, exudes the elegance of the railroad town it was in the 19th century.

The retirement town's accessible center is home to galleries highlighting recent local artists and century-old businesses, eateries, and gift shops. Arts and crafts are the focus of yearly festivities.

Dillsboro's cost of living is similar to the national average. It is one of the best small towns for retirement if people want authentic small-town living, a historical environment, and year-round outdoor activities. Additionally, if residents need a change of pace, Asheville is about an hour away.

13 Santa Cruz, California

Water, sunshine, and a tight-knit community make Santa Cruz sparkle

Santa Cruz could be the best place to reside if retirees are attracted to the seaside and like a small-town atmosphere. This seaside U.S. town with views of the ocean continues to draw a lot of new people.

Retired people have a lot of attractions to enjoy here. They can stroll the boardwalk, explore the nearby lighthouses, and search for wildlife like sea lions. There are several chances for boating, kayaking, paddleboarding, and fishing.

Plus, the city center has healthy food alternatives, art galleries, and a weekly farmers' market. Every year in November, the Wine Walk features tasting stations within neighborhood stores.

12 Iowa City, Iowa

Although there's a university here, Iowa City stays pretty quiet

College towns, like the bustling Iowa City, are excellent retirement destinations since there are many athletic events, lectures, and cultural activities to keep retirees entertained and active. Also, museums and galleries, such as the University of Iowa Museum of Natural History, are on campus.

Due in large part to the highly regarded University of Iowa Health System, Iowa City has a low crime rate and many competent medical professionals.

Retirees can watch a football game at Kinnick Stadium, the Hawkeyes' home field, or stroll the Literary Walk, which honors the achievements of nearly 50 renowned authors with links to Iowa City.

11 St. Augustine, Florida

It's sunny all year, so there's no reason not to love St. Augustine for retirement

St. Augustine, Florida, which is 40 miles (64.37 km) southeast of Jacksonville, was recognized by Kiplinger as one of the smart places to retire in 2019. The publication cited the community's cultural activities, affordable luxury living, and first-rate health care.

Additionally, over a quarter of the population comprises those 65 and older. St. Augustine's living cost is around 10.9% more than the national average. A benefit for retirees attracted to the Sunshine State is that Florida residents do not pay state income taxes.

10 Beaufort, South Carolina

Sun, fun, and plenty of history make Beaufort a retirement hub

Beaufort, South Carolina, is a beachfront society that has a long past stretching back to the early 1700s. It is one of the best small towns to retire to in the US, with its tree-lined streets, ancient residences, and bustling waterfront area that creates a charming small-town atmosphere. Retirees in Beaufort can enjoy mild winters, stunning beaches, and a thriving arts and cultural scene.

In addition, this place has narrow streets lined with giant oak trees draped with moss that make it very attractive. The area is also one of the most charming fishing towns in America, offering a wonderful opportunity for individuals who love to cast the line as a pastime activity. Beaufort, South Carolina, is a top choice for those seeking a laid-back coastal lifestyle with plenty of charm and character.

9 Savannah, Georgia

Southern Charm and the lower-than-average cost of living attract retirees here

Savannah is one of the most beautiful towns to visit in Georgia, as it is an excellent choice for retirement because of its historical charm. Plus, there are many activities and things to do in Savannah, not just for residents but also visitors, making it one of the best tourist destinations in the US for southern charm.

The town's moderate climate and relatively low cost of living (around 10% lower than the national average) make it an affordable and comfortable place to retire. Savannah provides many possibilities for seniors to learn about and interact with local culture, thanks to its extensive history that dates back to the colonial era.

Savannah also has an excellent healthcare system, with many hospitals and clinics offering high-quality care to elderly people. The town also has a vibrant society of retirees, with plenty of social clubs, volunteer opportunities, and other activities for seniors to stay active and engaged. Given it ticks all the right boxes for seniors, Savannah easily earns its mention among the best places in the US to retire in.

8 Sandpoint, Idaho

Bordering Washington State, Sandpoint's proximity to big cities and scenery beckon retirees

Sandpoint is in the panhandle of Idaho, near the border with Washington state, and is accessible by several major highways, which makes it easy to travel around. The area is known for its beautiful mountain scenery and its wide range of activities to do in these beautiful landscapes.

It's also one of the best towns for retirement in the US; retirees in Sandpoint can enjoy a relaxed, small-town lifestyle with plenty of natural beauty and views of the Selkirk and Cabinet Mountains, visible from many parts of town.

The town is a great option for people looking for a tranquil, secure retirement resort because of its warm, inviting community and low crime rate. Additionally, Sandpoint's location offers easy access to larger cities like Spokane and Washington, just a short drive away.

Whether for residents or tourists, Sandpoint offers plenty of things to do and see.

7 St. George, Utah

Hiking and rock formations make St. George great for active retirees

St. George, Utah, is one of the numerous good retirement destinations in the US for those seeking a sunny location with beautiful scenery. The town boasts a mild, dry environment and is bordered by spectacular red sandstone cliffs, making it perfect for outdoor activities like hiking and more. Additionally, St. George is highly known for its top-notch golf courses and is close to many other high-class facilities.

Retirees can enjoy a leisurely round of golf while taking in the stunning mountain views and warm sunshine. Additionally, a lot of cultural occasions occur there every year, including St. George Art Festival, which people can enjoy and get to interact with each other. With well-maintained roads and infrastructure, retirees can easily get around and access the amenities they need.

6 Hot Springs, Arkansas

Culture, friendliness, and healing hot springs make this town excellent for retirement

Hot Springs, Arkansas, is easily one of the best places in the US to retire, given that it offers a peaceful and relaxing lifestyle. The town's natural beauty, including its therapeutic hot springs, attracts retirees seeking to benefit from its calming, healing properties.

Retirees can immerse themselves in cultural events and activities in a friendly and welcoming community. The town is not overcrowded, providing easy access to natural beauty. Hot Springs offers a serene retirement experience in a beautiful setting.

5 Prescott, Arizona

Prescott is a winner for retirees who love nature and Wild West vibes

Prescott, Arizona, finds itself among the best places in the United States to retire; it's a charming mountain town with a rich cultural history and a mild climate perfect for retirees seeking outdoor recreation opportunities. The Prescott National Forest surrounds the town, with over 1.25 million acres of forests, lakes, and mountains to explore and enjoy nature.

The town boasts numerous museums, art galleries, and historical buildings that preserve its Western heritage. Plus, retirees can relax in the historic downtown area, filled with shops, restaurants, and galleries.

4 Franklin, Tennessee

Wealth and mild weather make Franklin a nice place to retire

Franklin, Tennessee, is one of the wealthiest cities in the state, with many celebrities living there. The town welcomes visitors and new residents with open arms, so here, one will feel at home. The historic downtown area offers retirees locally-owned restaurants and quaint shops. It's easily among the best places for retirement in the US because the weather is pleasant and mild, and it never gets too hot or cold there.

Retirees can enjoy the town's numerous parks and green spaces and the stunning views of the surrounding countryside on the Natchez Trace Parkway. Overall, Franklin offers a peaceful and idyllic retirement experience.

3 Lewes, Delaware

A tight-knit community with plenty to do makes Lewes a great retirement destination

Lewes, Delaware, is a charming town with a rich history and plenty of amenities for retirees. The town offers retirees numerous shops, restaurants, and galleries, as well as a beautiful beach and scenic coastal marshes. There are several community groups and organizations catering to retirees, including book clubs, gardening clubs, and social groups.

The community is warm and hospitable, and there are numerous annual festivals and traditional festivities.

2 Coeur d'Alene, Idaho

Lakes, beaches, parks, low taxes, and affordable living attract retirees

Retirees looking for a laid-back lifestyle in a city known for its relaxing vacation retreats will find Coeur d'Alene, Idaho, a viable option. The community is one of the best retirement towns in the US, as it's a sanctuary for outdoor enthusiasts, since it has a stunning lake and various beaches, parks, and trails.

It also offers retirees a variety of traditional and artistic events and a lively downtown area with local shops, restaurants, and breweries. The town's low cost of living makes it an affordable retirement destination with a fulfilling lifestyle. Retirees moving here can enjoy all these benefits and affordable housing with moderate tax rates.

1 New Braunfels, Texas

German heritage makes this Texan town a unique place to retire

New Braunfels, Texas, is a vibrant and unique town with a rich German heritage and easily earns its place among the top retirement towns in the US. The town's architecture, food, and traditions reflect its cultural history. Retirees can enjoy events like Wurstfest, where they can sample delicious German food and drink while enjoying live music and dancing.

The town is surrounded by beautiful natural surroundings, with the Guadalupe River and Canyon Lake nearby. New Braunfels is a safe and secure town, making it a perfect place for retirees. The town offers various social groups and activities, promoting a strong sense of community.