What makes a city rich or average? Is it the people that live there? Is it the culture that thrives there? Is it the money put into each city? Is it the architecture of the city? Is it the location? Or is it just a whole lot of everything?

The world is a ginormous place with lots of beautiful places to visit. There are even copious amounts of cities for all types of people. There are cities for the rich. There are cities for the poor. There are cities for the average person. Every city is different, but you have to find the city that suites your style, whether that be a city for the rich or an average city in the urban country. You know money is not everything, but money can buy you a nice piece of real estate somewhere in a city in the world that suites your taste. You wouldn’t want to live in a broken down shack with no air condition and no running electricity out in the middle of the boondocks. With that being said, below is a list of the top 10 cities that only the rich can afford and 10 cities that are perfect for the average joe to live in. Check them out!

20 Rich: Singapore

Singapore is a beautiful, rich country that stays very clean and attractive. The median house, a 3 bedroom and 2 bathrooms, ranges around $300,000 or more. That is going to be the cheapest you will find a 3 bedroom house in Singapore. A 1 bedroom and 1 bathroom runs for around north of $200,000. Not only is the housing expensive, but also groceries. A gallon of milk will run up to $13, and bread for two people for a day pushing $3-$4. A person cannot even buy clothes under $100. Think about that. One pair of blue jeans will be priced around $104. It is easy to see why Singapore is such a rich place, but just the average income runs around $8,000 a month. Facebook co-founder Eduardo Saverin, who makes upwards of a billion, chose to make Singapore his home due to the clean streets, attractive housing, financially stable, politically stable, and taxes are reduced compared to the United States of America.

19 Rich: Paris, France

You may have heard of Paris, France as having the most delicious desserts. You may have heard of Paris, France as having a huge tourist attraction known as the Eiffel Tower. It is the city of love, and it is stunning. For Paris, the median household income is around $40,000. The average apartment will run for $500 per square foot. Just one pair of blue jeans will cost you $90. A gallon of milk is $12.00 and a bread for two people for one day runs for around $2.00. Paris is the most romantic city in the world. It is a haven for shoppers and artists with 70 Michelin-starred restaurants, the Louvre Museum, the Eiffel Tower, the most fascinating cemetery, the finest collection of impressionist paintings anywhere, and so much more. You might even see a celebrity when you go: Kim Kardashion, Kanye West, Scarlet Johannson, Johnny Depp, Karl Lagerfeld, and many more.

18 Average Joe: Tulsa, Oklahoma

Tulsa is the second largest city in Oklahoma. It is considered as the cultural and arts center of Oklahoma. It has two world-renowned art museums, professional opera and ballet companies, and is one of the nation’s largest art deco architecture. If you live in Tulsa you are considered to be called a “Tulsan”. Tulsa’s average salary is around $40,000. Also, it is known as “green country” because Tulsa sits between the Osage Hills and the foothills of the Ozark Mountains on the Arkansas River. The Expatistan ranked Tulsa at 162ndof the richest cities out of 348. A gallon of milk will cost around $4.00 while bread for two people in one day will cost $1.54. A 900 square foot home will cost $1400 to rent here.

17 Average Joe: Las Vegas

Las Vegas is known worldwide for its show time. You can gamble and party your little heart out here. It is the “city that never sleeps”. There is always something going on at any time of day. It is also the center of epic geography. You can easily get to Red Rock Canyon, Death Valley, and the Grand Canyon within a short drive from Las Vegas. The average salary for Las Vegas is $47, 982, however, trends in salaries are currently going down right now. A gallon of milk will cost roughly $3 while bread for two people in one day will cost $2.71. A 900 square foot home that is fully furnished is around $1200 a month.

16 Rich: Zurich, Switzerland

Zurich, Switzerland is a beautiful city filled with fountains, cobbled streets, and a river that flows through it. You can eat fondue here, photograph the Gerold Cuchi Umbrellas, drink from a water fountain, see an opera show, or even take a boat ride on the Limmat River. The median income for Zurich is over $5,000 a month. That means the average person is making $60,000 a year. Bread for two people for one day can be bought here for $3.00, while a whole gallon of milk will cost $6.00. An average monthly rent for a 900 sq. ft. furnished place would be around $3,000. The cost of living in Zurich is 28% higher than living in New York.

15 Rich: Hong Kong, China

Hong Kong is a cosmopolitan city that has a tropical paradise 5 miles from its streets. A 20-minute drive from just about anywhere will take you to a beautiful paradise of beaches, hiking trails, and lush green mountains. It is known for its safe streets and it’s cash-free living. All you need to live is an Octopus Card. The Octopus Card will pay for your public transportation, meal, vending machines, impulse buys, and so much more. It is a charming city with a median salary of $40,000 per year. Just a 430 sq. ft. home can cost you around $500,000. Now that is expensive. Although Hong Kong includes every inch of your yard in to the square footage, meaning that your mailbox is a part of that. A gallon of milk costs $12 and bread for two people for one day costs $2.00.

14 Average Joe: Central Valley, Costa Rica

Central Valley is where 70% of the Costa Ricans reside. Farming is one of the main occupations here. It is a very lush and green with so many plantations due to the land being fertile and rich in minerals. Also, there are two active volcanoes called Volcan Irazu and Volcan Poas. These volcanoes are why the land is so rich in minerals. It is a beautiful place to live for an average person. Bread for two people in a day will cost $1.19 while a gallon of milk will cost around $3.50. Monthly rent for a 900 square foot home here will be around $1100.

13 Average Joe: Cuenca, Ecuador

Cuenca is a city known for its textile making. The people here make furniture, hats, shoes, and more. Also, Cuenca is known for exporting flowers to other countries such as the Unites States and Europe. It has many historical buildings inside of the city and is regarded as the most European city in the country of Ecuador. This is due to the 16thand 17thcentury era Spanish colonial architecture which resembles the city architecture of Spain. An average salary for Cuenca is around $38,000. A whole gallon of milk costs $4.00 while bread for two people in one day will cost around $1.00. The monthly rent for a 900 square foot home that is fully furnished is $644 a month.

12 Rich: Oslo, Norway

Oslo is the capital of Norway. It is home to the King and Queen of Norway and home to the Royal Palace. It is on the same latitude as Alaska, U.S. and St. Petersburg, Moscow. This means that if you are in Oslo then you are 15 minutes from the bush. Oslo has the lowest unemployment rate and the highest Human Development Index. It is a beautiful, clean, and safe city. The average salary for Oslo runs around $3500 per month. That means that the average person in Oslo makes about $42,000 a year. Bread for two people for one day will cost around $3 and a gallon of milk around $7. A furnished 900 sq. ft. house will cost upwards of $2600 a month in rent. One pair of blue jeans cost $131.

11 Rich: Geneva, Switzerland

Geneva is the second most populous city in Switzerland with a population of 198,979. Geneva is a financial center and a worldwide center for diplomacy. This is due to the presence of numerous international organizations such as the Red Cross and the headquarters for agencies from the U.S. This is also where the Geneva Conventions are held. This city is referred to as “the peace capital”. The average salary for Geneva is a whopping $101,000. Monthly rent for a 900 square foot home is $3,366. One pair of blue jeans is $106. Two movie theatre tickets alone cost $128. Also, bread for two people in one day will cost $3.00 and a gallon of milk cost $7.00.

10 Average Joe: Malaga, Spain

Malaga’s history spans back about 2,800 years. This makes Malaga one of the oldest cities in the world. If you remember Pablo Picasso, the famous painter and sculptor, he was born in Malaga. Malaga is known for its tourism and technology services. Malaga is home to Spain’s largest bank called Unicaja. The average salary here is around $21,000. A gallon of milk cost around $4.00 here and bread for two people in one day will cost around $.87. The monthly cost for a 900 square foot home that is fully furnished will be around $1200. It is the perfect little place for the average person to settle in if you are into history or art.

9 Average Joe: Bogota, Columbia

Bogota is the financial and commercial heart of Columbia. It has the most business activity of any city in the country. Bogota has some of the most beautiful emeralds of the world. It may not be the most attractive city, but it does offer a wide range of enjoyable activities. Also, it is famous for its gastronomic restaurants. The average salary is around $400 a month or $4,800 a year. According to Expatistan, Bogota ranks 256thof the richest cities out of 348. A gallon of milk costs just shy of $2.50 and bread for two people in one day costs $.79. A home for rent that has 900 square foot runs around $1,000. Bogota may not be richly attractive, but it is definitely a cool city for the average person to live in.

8 Rich: Seoul, South Korea

Seoul is the capital of South Korea and is the largest metropolitan. Seoul is surrounded by mountainous and hilly landscape. Seoul is known for being the major site of modern architectural construction. Just in 2014, Seoul had over 10 million international visitors making it the 9thmost visited city. Seoul has landmarks such as the N Seoul Tower, Lotte World Tower, and COEX. Also, Seoul is the birthplace of K-pop and the Korean Wave. With that being said, the median salary is around $2800 per month. This means the average person will make $33,600 per year. A whole gallon of milk cost $8.00 and bread for two people in one day costs $3.18. Monthly rent will cost $1400 for a 900 square foot home. Also, one pair of blue jeans will cost $60.

7 Rich: Copenhagen, Denmark

Copenhagen is known for its cycling. The Dane’s (the people of Copenhagen) try to race as if they were in a vehicle, but instead they are on bikes. Copenhagen is extra green. It has electric buses, recycling crazed citizens, clean harbors, and shops that sell clothes made from organic bamboo. The average salary for a Dane is $2400 per month. That means that the Danes average a salary of $28,800 per year. According to Expatistan, Copenhagen ranks 28thout of 348 most expensive places in the world. Monthly rent for a 900 square foot home will cost around $2700 a month. One pair of blue jeans will cost around $108.

6 Average Joe: Riviera Maya, Mexico

Riviera Maya is a resort and tourism district in Mexico. It is along the Fed 307 in Mexico and has quite a few beaches. The coastal and reef aquatic activities are what bring in the tourists. The tourists love to see coastal waters and the Barrier Reef. It is a gorgeous and touristy city. The average salary is around $900 a month, which is $10,000 a year. A gallon of milk costs around $2.50 while bread for two people in one day costs $1.00. A 900 square foot home will cost around $1,000 a month. Riviera Maya is the perfect city to make home if you like beachy-tourist locations.

5 Average Joe: Arequipa, Peru

Arequipa is the capital of Peru. Arequipa is the second most industrialized and commercialized city in Peru. The industrial activity include manufactured goods and camelid wool products for export. Arequipa has a unique style called “Escuela Arequipena”. This style is a religious, colonial, and republican architectural style that blends European and native characteristics. It is a touristy city of Peru. The average salary is around $1200 a month or $14,400 a year. A gallon of milk will cost around $4.00 while bread for two people in a day will cost around $.49. A home that is 900 square foot and fully furnished will cost $628 per month in rent.

4 Rich: Tel Aviv, Israel

Tel Aviv is the second most populated city in Israel. It is known for being “the city that never sleeps”. Tel Aviv has the most beautiful beaches, lively entertainment venues at almost every corner, cultural life, and art galleries/museums. A cool secret about Tel Aviv is that every Tuesday night around 400 skaters hit the streets (call themselves the Rollers). The average person will make around $3400 a month here. This means that the average salary is roughly around $40,000. In Tel Aviv, bread for two people in one day will cost around $2.32 and a gallon of milk will cost $6. However, a 900 square foot home for rent is going to cost around $2800 a month.

3 Rich: Sydney, Australia

Sydney has one of the world’s most technically advanced skies. Over 1.5 million people crowd together on July 4thto see a firework show that is deemed the most technically advanced show, including 4,500 kilos of fireworks. It has an underground toilet that has become an art gallery. Sydney is very diverse in its culture, food, and people. It has over 100 beautiful beaches. Also, it is known for everyone loving you or at least they pretend too. The average salary for Sydney is upwards of $80,000. That is a whopping $6600 per month. According to Expatistan, Sydney ranks at 18thout of 348 richest cities in the world. Bread for two people in one day costs $2.00 and a whole gallon of milk cost $12.

2 Average Joe: Penang Island, Malaysia

Penang Island is Malaysia’s “Pearl of the Orient”. Penang Island is well known as “the Silicon Valley of the East”. It is a booming tourist destination for Malaysia. It is known for its beautiful beaches and for the tallest point in Penang, Penang Hill. The average salary for Penang Island is $743 or $8,916 per year. According to Expatistan, Penang Island ranked 310thof the richest cities out of 348. A gallon of milk will cost roughly $3.00 while bread for two people will cost around $.79. The rent costs for a 900 square foot home are $530 per month. Penang Island is a unique city with lots of touristy locations, including Georgetown, but it is a quaint city for the average person to call home.

1 Average Joe: Memphis, Tennessee

Memphis is a city located along the Mississippi River. Memphis is home to Tennessee’s largest Black community and it played a huge role in the Civil Rights Movement. It was the site for Martin Luther King Jr.’s Assassination. With all that being said, Memphis has pushed forward to become one of the leading commercial centers in transportation and logistics. Also, Memphis is known for its musical inspiration called the Memphis Blues. The average salary for Memphis is around $47,000 a year, which is roughly $3,900 a month. A gallon of milk costs around $2.80 and bread for two people for one day will cost around $1.50. A home that is 900 square foot and fully furnished will cost around $1300 a month in rent. Memphis, Tennessee is a musically inclined city that would be fit for any average person.